LOAN PROGRAMS
CHOOSE YOUR OPTION
VA LOAN
Veterans Affair Home Loans
- For Active or Retired Military Members
- 0% Down Payment
- Lower interest rates
- No Mortgage Insurance
FHA LOAN
Federal Housing Administration
- 3.5% minimum down payment
- Lower interest rates
- Down Payment Assistant programs and GRANTS
- Debt to Income Ratio’s up to 50%
CONVENTIONAL LOAN
- First time home buyers at 3% down Payment
- Temporary Rate Buy downs! 3-2-1
- No Mortgage insurance needed at 20% down
- No funding fee or PMI necessary
DSCR LOAN
Debt Service Coverage Ratio
- Allows cash out up to 80% without seasoning requirements.
- No minimum loan amounts.
- No pre-payment penalty options.
- Portfolio options available.
- No ratio loans available, indicating loans not based on traditional debt-to-income ratios.
- Interest-only options available.
- Rural properties are acceptable.
- Non-Income Assessed
With our DSCR Non-Income Assessed Loan Program, you're not just getting a loan, you're gaining a partner in your investment journey. Explore new possibilities and achieve your financial aspirations with a financing solution that adapts to your needs.
FIX AND FLIP LOAN
Hard Money Loan
- 90% purchase price
- 100% rehab financed
- No income required
- No employment required
- First time flippers welcome
- Lending up to 75% ARV
- 90% LTC lending options
With our Hard Money Loans for fix and flip projects, you’re not just getting funding, you’re partnering with a team that understands the intricacies of property flipping. Our streamlined process and flexible terms are designed to help you quickly capitalize on opportunities and achieve success in the real estate market.
GAP FUNDING
- Covers down payment and carrying costs
- Loans up to $200,000
- Offers unsecured loans, business credit cards, with funding available in 7 days
- DTI (Debt-to-Income) assessed
Whether you need to cover initial costs or ongoing expenses, our flexible and swift funding solutions are designed to keep your projects moving forward smoothly.
HELOC
Home Equity Lines of Credit
- Minimum credit score of 660 required, available in certain states
- Allows using Home equity for gap funds
- Available for primary residences, second homes, and investment properties
- Can close in 5-10 business days
- Income assessed loan
You can gain a flexible and efficient financing tool that can adapt to your various financial needs. Whether you're looking to invest, cover expenses, or leverage your property’s equity, our HELOC program is designed to support your financial journey with speed and ease.
LOAN PROGRAMS
CHOOSE YOUR OPTIONS
VA LOAN
Veterans Affair Home Loans
- For Active or Retired Military Members
- 0% Down Payment
- Lower interest rates
- No Mortgage Insurance
FHA LOAN
Federal Housing Administration
- 3.5% minimum down payment
- Lower interest rates
- Down Payment Assistant programs and GRANTS
- Debt to Income Ratio’s up to 50%
CONVENTIONAL
LOAN
- First time home buyers at 3% down Payment
- Temporary Rate Buy downs! 3-2-1
- No Mortgage insurance needed at 20% down
- No funding fee or PMI necessary
DSCR LOAN
Debt Service Coverage Ratio
- Allows cash out up to 80% without seasoning requirements.
- No minimum loan amounts.
- No pre-payment penalty options.
- Portfolio options available.
- No ratio loans available, indicating loans not based on traditional debt-to-income ratios.
- Interest-only options available.
- Rural properties are acceptable.
- Non-Income Assessed
With our DSCR Non-Income Assessed Loan Program, you're not just getting a loan, you're gaining a partner in your investment journey. Explore new possibilities and achieve your financial aspirations with a financing solution that adapts to your needs.
FIX AND FLIP LOAN
Hard Money Loan
- 90% purchase price
- 100% rehab financed
- No income required
- No employment required
- First time flippers welcome
- Lending up to 75% ARV
- 90% LTC lending options
With our Hard Money Loans for fix and flip projects, you’re not just getting funding, you’re partnering with a team that understands the intricacies of property flipping. Our streamlined process and flexible terms are designed to help you quickly capitalize on opportunities and achieve success in the real estate market.
GAP FUNDING
- Covers down payment and carrying costs
- Loans up to $200,000
- Offers unsecured loans, business credit cards, with funding available in 7 days
- DTI (Debt-to-Income) assessed
Whether you need to cover initial costs or ongoing expenses, our flexible and swift funding solutions are designed to keep your projects moving forward smoothly.
HELOC
Home Equity Lines of Credit
- Minimum credit score of 660 required, available in certain states
- Allows using Home equity for gap funds
- Available for primary residences, second homes, and investment properties
- Can close in 5-10 business days
- Income assessed loan
You can gain a flexible and efficient financing tool that can adapt to your various financial needs. Whether you're looking to invest, cover expenses, or leverage your property’s equity, our HELOC program is designed to support your financial journey with speed and ease.